Diary of a CFP® Pro: February News from Award-Winning Financial Planner Marguerita Cheng
Hello friends! I am thrilled that Money magazine has named me one of the nation’s best financial planners. Editors surveyed more than 1,000 financial planners to arrive at the 80 best, who all earned high marks for qualifications, trust, services and customer service. Learn more here.
It is my privilege to serve you: If you have visited my website before, you know it is filled with podcasts, videos, and articles about ways to harness your financial savvy, including:
Margaritas with Marguerita Show: On my podcast and video show, Margaritas with Marguerita, we’ve conducted more than 100 conversations with leaders in the finance world who are determined to help you grow your confidence and wealth for your entire lives. Click here to listen to the podcasts and find all of the video versions of the interviews on MargueritaCheng.tv.
Books like Diary of a CFP® Pro: I can’t think of a better gift to women than to get a handle on our finances. Some may want to save more or invest more wisely. Others may need to learn to find ways to work better on money issues with their partners or make sure there’s enough money for their kids to attend college. Whatever your financial goal, click here for monthly ideas and insights in my latest book, Diary of a CFP® Pro.
News you can use: Below, you’ll find my media interviews and articles I’ve penned for publications including Kiplinger, USNews, and CNBC. I hope these will give you insights into what you need to do in the coming year! Click here to read all of the media mentions.
Hhow you can maximize your financial plan? Click here to contact me today! — Rita
Latest News
By Marguerita Cheng, CFP® Pro, columnist, USNews & World Report
There are many criteria dividend investors can use to narrow down the list of available exchange-traded funds, or ETFs. Dividend yield – the annual dividends paid by an asset divided by its market price – is one of those factors.
There are many criteria dividend investors can use to narrow down the list of available exchange-traded funds, or ETFs. Dividend yield – the annual dividends paid by an asset divided by its market price – is one of those factors.
Also, if multiple ETFs are equally attractive to you (based on factors like expense ratio, dividend growth, dividend consistency and risk profile), you can use dividend yield as the deciding factor to choose the one to buy. Just remember, though, that most investors consider total return the ultimate measuring stick, and just because a stock or fund has a high dividend yield doesn’t mean its total return is high. Therefore, inclusion in this lineup of ETFs is not necessarily an endorsement.
So, Which ETF Has the Highest Dividend Yield? Click here to read the entire article.
Click here to read more articles featuring insights from Marguerita Cheng: In the News

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About Marguerita M. Cheng: Rita is the founder and Chief Executive Officer of Blue Ocean Global Wealth. She has also been a spokesperson for the AARP Financial Freedom Campaign and a regular columnist for Investopedia & Kiplinger. Previously, she was a Financial Advisor at Ameriprise Financial and an analyst and editor at Towa Securities in Tokyo, Japan.
Her certifications include: CFP® professional, Chartered Retirement Planning CounselorSM, Retirement Income Certified Professional® and a Certified Divorce Financial Analyst. As a Certified Financial Planner Board of Standards (CFP Board) Ambassador, Marguerita helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. She serves as a Women’s Initiative (WIN) Advocate and subject matter expert for CFP Board, contributing to the development of examination questions for the CFP® Certification Examination.
Rita volunteers for several organizations including: CFP Board Disciplinary and Ethics Commission (DEC) hearings, she has also served on the Financial Planning Association (FPA) National Board of Directors from 2013-2015 and is a past president of the Financial Planning Association of the National Capital Area (FPA NCA).
Her awards include: Ameriprise Financial Presidential Award for Quality of Advice and the prestigious Japanese Monbukagakusho Scholarship. In 2017, she was named the #3 Most Influential Financial Advisor in the Investopedia Top 100, a Woman to Watch by InvestmentNews, and a Top 100 Minority Business Enterprise (MBE®) by the Capital Region Minority Supplier Development Council (CRMSDC).
Click here to learn more about Blue Ocean Global Wealth and email Marguerita today!