GoBankingRates: “5 ‘Soft Saving’ Habits To Secure Your Future and Enjoy Today”
GoBankingRates, Sept. 7, 2025— Marguerita Cheng, CRP® Pro, is featured in today’s article by Chris Adam, who writes, “It can be a real struggle when you’re trying to save for the future and get your finances in order at the current time. Some people turn to so-called “soft saving” habits, where you try to prepare for the future while avoiding some sacrifices.”
Marguerita Cheng, CFP from Blue Ocean Global Wealth, said soft saving habits can help serve your best interests today and in the future.
“It’s about balancing the demands of the present with the needs of the future,” said “I understand why soft saving may resonate with younger clients. It’s important to identify, clarify and prioritize goals. It’s important to be mindful of generational differences and preferences.