On My Way to Wealth: Protecting Yourself and Your Loved Ones from Credit Scams

Listen to the podcast on Inkandescent Radio On My Way to Wealth: Protecting Yourself and Your Loved Ones from Credit Scams

Luis Rosa: In this episode, I talks to Marguerita Cheng, CFP®. Rita is the Chief Executive Officer at Blue Ocean Global Wealth based in Gaithersburg, MD. She is a regular columnist for Investopedia & Kiplinger and holds multiple designations, such as the Certified Financial Planner™ certification, Chartered Retirement Planning Counselor(sm), among others.

Rita is also a Certified Financial Planner Board of Standards Ambassador, and she helps educate the public, policy makers, and the media about the benefits of competent, ethical financial planning and helps move the financial planning industry forward, via her writing, public speaking, and volunteer work with several organizations, including the Financial Planning Association. Rita is a recipient of several industry recognitions, including the #3 Most Influential Financial Advisor in the Investopedia Top 100 in 2017 and a Woman to Watch by InvestmentNews.

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Marguerita In The News

GoBankingRates, Sept. 9, 2025— Marguerita Cheng, CRP® Pro, is featured in today’s article by Chris Adam, who writes, “You may want to put on your inspector hat if you’re in the market for a good used car. According to Consumer Reports, finding a trouble-free used vehicle isn’t about luck. It’s a combination of good research and investigative skills. After all, you don’t want to waste money on a used car that isn’t worth it. Here's what Marguerita suggests.

TV Appearances

GoBankingRates.com, Sept. 26, 2025 — Marguerita Cheng, CFP® Pro, is featured in today's video and article by Laura Bogart, who writes, "Purchasing life insurance is one of those milestone moves that makes you feel like a grown-up. It’s a sign that you’re ready to protect your family financially and prepare for the unexpected or even get strategic about how you build long-term wealth. But that doesn’t mean it’s an easy decision. From underestimating your coverage needs to misunderstanding different policy types, even well-meaning individuals can make costly mistakes."

Books by Marguerita Cheng

With my publisher, Hope Katz Gibbs of the Inkandescent PR + Publishing Co., I am so excited to share with you my newest book this year, "Diary of a CFP® Pro." Learn a month at a time how to flex your financial muscles using tried and true strategies.