Yahoo!Life: “6 Questions You Must Ask Yourself Before a Big Purchase”
Nov. 27, 2025, Yahoo!Life — “Most shoppers are familiar with buyer’s remorse — that feeling of regret after making a purchase. It can be even more intense after buying something that cost a lot of money,” writes reporter Chris Adams in today’s issue of Yahoo!Life.
He turned to six experts for insights into questions to ask yourself before a big purchase, including Marguerita Cheng, CFP® Pro and CEO of Blue Ocean Global Wealth.
Rita said the #1 question to ask youself is: Do I need this?
“There is one key question to ask yourself before making a big purchase is whether the item is a true need or simply a want.” In fact, she learned the hard way that she needed a new smartphone. “I went to Germany to visit my sister and I ran the Berlin Marathon,” Cheng said. “I completed the marathon, but my phone died. I had to run back to the hotel, power up and run back to get my sister. Lots of time on my feet. I needed a new phone.”